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Palo Mutual Fire Insurance Association has been serving its members
since 1912. We were founded to be able to offer Farm and Dwelling
Insurance at an affordable cost to our members and we are still doing
just that!!
 Why Mutual Insurance Companies?
Mutual Insurance Companies:
- Insure approximately 80% of farms and rural homes
- Member owned
- Service to rural Minnesota for over 140 years
- Utilize independent agents located near their customers
- Understand policy holder needs
- Provide personal service
- Focus on insurance at cost, not stockholder profits
- Keep premium dollars in the local economy
- Encourage loss prevention to help control costs
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Neighbor Helping Neighbor
Nearly one million Minnesotans come to count on the security and protection
township mutual insurance brings. They depend on their township mutual to
protect their homes, their farms, and their personal property. Farm and home
owners, whether large or small, turn to their local township mutuals to
protect their interests.
All of this grew out of a basic concept of people pitching in to help each other
when disaster struck. People helping people. It's an idea as old as civilization
itself and it's the concept behind your local Township Mutual Insurance Company.
Stability - Service - Strength
Home Owned
Home Operated
Keeping Your Insurance Dollars At Home
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